The Southwest’s Premier Private Money Lender

Hard Money Loan Products

  • 3 Step Guide to Hard Money Lenders
  • How CF1 can help boost your flip margins.
  • Details on all our Hard Money Products.

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  • Apply For Hard Money Loans
  • Access Pro Comp Tool
  • Exclusive rewards and material discounts.

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  • Set-up recurring or one-time payments.
  • Reach our dedicated customer care team.
  • Request loan payoff.

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Responsive. Reliable. Results-Oriented

We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.

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How Capital Fund I Works: the Easy 3-Step Loan Process

At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.

Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)

Submit Loan

Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day.

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After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.

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Just 1-2-3 and You’ll Have the Funding You Need.

As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.

How Are We Able To Do This?

Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1

Meet The Team

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Here’s What Our Clients Are Saying About Us

  • I have been with Cap Fund 1 on several occasions and projects since 2016. Most recently, Kevin was right spot on with contacting me as one loan was paid off to see if I had another project to fund. I submitted a refinance and was approved in a very short time line. We closed and recorded without any glitches. Kevin and all the others involved were very helpful and really saved me in an extremely tight situation. I WILL be back as opportunities present and in the meantime I refer Capital Fund1 quite frequently.

    Nancy Bewley Avatar Nancy Bewley
    January 20, 2019

    I love working with capital fund one, we are able to get me what I need and extremely quickly. The staff are knowledgeable and helpful and follow through with what they say they will. I’m looking forward to many more loans through them in the coming years!

    Keder Headman Avatar Keder Headman
    August 27, 2021

    I had a great project idea and needed hard money to get started. I had the good fortune to be referred to Noah Brocius at Capital Fund 1 ! Was a newbie but had an opportunity to describe my project. I was asked to submit my a idea with a flood plan ( s/family to a duplex ) a cost study , a simple loan application , and financial needs such as price, down payment and rent expectations.And within 24 I was approved and closed in 3 days! During the 16 months of the loan life I was treated like a million dollar client ! The whole gang was available for Q&A and always professional! Hope to do it again soon ! Thanks guys. JAS

    James Scavo Avatar James Scavo
    July 17, 2018
  • Great service. Great rates. Fast and easy! I highly recommend them.

    Juan Ramos Avatar Juan Ramos
    August 27, 2021

    Love working with CF1. Great communication, efficient and prompt responses. Have worked with CF1 on several fix-n-flips as well as stating to work with them on buy-n-holds this year and have never had any issues with them (have always closed on time :). Will continue looking for opportunities to work together. Kudos on the excellent service team! I appreciate you guys. - Julian LUXTIGE HOMES

    Julian Lopez Avatar Julian Lopez
    February 11, 2019

    Capital Fund I has shown that they truly take care of their borrowers by providing upstanding diligence and professionalism when handling each aspect of the loan process. They openly communicate and are a pleasure to work with.

    Hector Jimenez Avatar Hector Jimenez
    January 5, 2017
  • Very knowledgeable staff…very prompt..quick response to queries. Made the process smooth!

    Raga dfw llc Avatar Raga dfw llc
    August 27, 2021

    Capital Fund 1 is made up of professionals who take their jobs seriously and are very good at quickly evaluating, making decisions and following through. It has been an absolute pleasure to work with them on our latest acquisition in Scottsdale. We could not be more pleased to develop a relationship with Capital Fund 1 and would absolutely recommend them to other investors in the Phoenix area.

    S&E Guina Avatar S&E Guina
    September 27, 2016

    These guys are great for you real estate funding. They are quick and able to fund you in as little as 24-48 hours. I highly recommend them as that I have already used them. I had to close in one week and they were a tremendous help. They were able to get me funded so that I could close on my house without loss. These guys are great.

    Chris Podkowa Avatar Chris Podkowa
    September 13, 2019
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Take Advantage of Low Long Term Rates

Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.

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