The Southwest’s Premier Private Money Lender

Hard Money Loan Products

  • 3 Step Guide to Hard Money Lenders
  • How CF1 can help boost your flip margins.
  • Details on all our Hard Money Products.

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Investor Toolbox

  • Apply For Hard Money Loans
  • Access Pro Comp Tool
  • Exclusive rewards and material discounts.

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Client Access

  • Set-up recurring or one-time payments.
  • Reach our dedicated customer care team.
  • Request loan payoff.

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Responsive. Reliable. Results-Oriented

We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.

Questions? We’d Love To Get In Touch

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How Capital Fund I Works: the Easy 3-Step Loan Process

At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.

Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)

Submit Loan

Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day. Use the same software as the at no-cost.

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After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.

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Just 1-2-3 and You’ll Have the Funding You Need.

As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.

How Are We Able To Do This?

Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1

Meet The Team

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Here’s What Our Clients Are Saying About Us

  • Capital Fund I is my go to private money lender in AZ. They are reliable, friendly and very easy to work with. My loans are always funded on time and questions always answered in a timely manner. I highly recommend them for your funding.

    thumb Michael LaFata
    August 24, 2016

    I love working with capital fund one, we are able to get me what I need and extremely quickly. The staff are knowledgeable and helpful and follow through with what they say they will. I’m looking forward to many more loans through them in the coming years!

    thumb Keder Headman
    August 27, 2021

    Capital Fund 1 is made up of professionals who take their jobs seriously and are very good at quickly evaluating, making decisions and following through. It has been an absolute pleasure to work with them on our latest acquisition in Scottsdale. We could not be more pleased to develop a relationship with Capital Fund 1 and would absolutely recommend them to other investors in the Phoenix area.

    thumb S&E Guina
    September 27, 2016
  • I have been with Cap Fund 1 on several occasions and projects since 2016. Most recently, Kevin was right spot on with contacting me as one loan was paid off to see if I had another project to fund. I submitted a refinance and was approved in a very short time line. We closed and recorded without any glitches. Kevin and all the others involved were very helpful and really saved me in an extremely tight situation. I WILL be back as opportunities present and in the meantime I refer Capital Fund1 quite frequently.

    thumb Nancy Bewley
    January 20, 2019

    All our properties purchased with CF1 have been great experiences. Best rates, Accurate, Quick to fund and straightforward, good business, no hassles!

    thumb steve paglia
    August 27, 2021

    Cap Fund 1 is always great to work with! They are my go too lenders for all of investment properties!

    thumb Rashied Arekat
    November 13, 2019
  • Everyone involved with my transaction was spot on. They were informative, timely with responses and docs and friendly. All did a great job for me. Thank you.

    thumb Kelly Holmes
    September 6, 2021

    Kevin from capital fund 1 was easy to work with and guided so patiently through my first hard money loan. He was easy to reach and very knowledgable. Glad that I found these guys, without them this deal wouldn't have worked! They also were the best rates I could find after getting in touch with several other lenders in the phoenix area.

    thumb Nick Heffernan
    February 21, 2019

    These guys are great for you real estate funding. They are quick and able to fund you in as little as 24-48 hours. I highly recommend them as that I have already used them. I had to close in one week and they were a tremendous help. They were able to get me funded so that I could close on my house without loss. These guys are great.

    thumb Chris Podkowa
    September 13, 2019
Long term post 2.16 (7)

CF1: Lock in Historically Low Rates for the Long Term

Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.

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