The Southwest’s Premier Private Money Lender

Hard Money Loan Products

  • 3 Step Guide to Hard Money Lenders
  • How CF1 can help boost your flip margins.
  • Details on all our Hard Money Products.

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Investor Toolbox

  • Apply For Hard Money Loans
  • Access Pro Comp Tool
  • Exclusive rewards and material discounts.

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Client Access

  • Set-up recurring or one-time payments.
  • Reach our dedicated customer care team.
  • Request loan payoff.

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Responsive. Reliable. Results-Oriented

We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.

Questions? We’d Love To Get In Touch

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How Capital Fund I Works: the Easy 3-Step Loan Process

At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.

Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)

Submit Loan

Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day. Use the same software as the at no-cost.

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After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.

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Just 1-2-3 and You’ll Have the Funding You Need.

As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.

How Are We Able To Do This?

Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1

Meet The Team

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Here’s What Our Clients Are Saying About Us

  • Very professional, very easy to work with, good communication and nice people. This was my first venture with Capital Fund and I look forward to future business as we grow our company. Thank you.

    thumb Brian Johnson
    August 8, 2019

    Capital Fund 1 financing is so quick and easy. If you have a property under contract and your percentage of the funds needed, the rest is fundamental. Literally couldn't have been any easier. Best rate I've been able to find with hard money lenders too.

    thumb clif mason
    June 27, 2021

    Everyone involved with my transaction was spot on. They were informative, timely with responses and docs and friendly. All did a great job for me. Thank you.

    thumb Kelly Holmes
    September 6, 2021
  • It was a smooth first transaction of mine. Jakob was communitive and resourceful. I will definitely be using them again.

    thumb Eny Kraushar
    October 22, 2019

    I did not know i was able to refi while i was in the middle of rehab. the fees were low, but i should have used my own title company, that was not a good idea having them chose for me. not happy with the communication on that end at all. I did have contact with my processor and that was important. thank you for your help. I would like to see how a purchase money loan will work for me on my next flip.

    thumb Eva Williams
    September 27, 2019

    Working with Capital Fund was a great experience very nice people to work with professional in every aspect, The transaction was easy and quick I am looking forward to work with them on my next project

    thumb Al Trufin
    August 28, 2019
  • Capital Fund I has shown that they truly take care of their borrowers by providing upstanding diligence and professionalism when handling each aspect of the loan process. They openly communicate and are a pleasure to work with.

    thumb Hector Jimenez
    January 5, 2017

    This was my first time working with a hard money lender and Kevin Highmark was extremely helpful in explaining the process of getting funded. He also helped me determine the price level for properties I could buy based on my finances. The process of getting funded was super easy and I even qualified for a smaller percentage down payment than I was originally quoted! Will definitely use Capital Fund 1 again

    thumb James Erwin
    August 12, 2019

    Kolby was fast to repond and help us with all of our needs, totally recommend them and will be working with them in the near future.

    thumb Rosio moreno
    September 13, 2021
Long term post 2.16 (7)

CF1: Lock in Historically Low Rates for the Long Term

Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.

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