The Southwest’s Premier Private Money Lender

Hard Money Loan Products

  • 3 Step Guide to Hard Money Lenders
  • How CF1 can help boost your flip margins.
  • Details on all our Hard Money Products.

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Investor Toolbox

  • Apply For Hard Money Loans
  • Access Pro Comp Tool
  • Exclusive rewards and material discounts.

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Client Access

  • Set-up recurring or one-time payments.
  • Reach our dedicated customer care team.
  • Request loan payoff.

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Responsive. Reliable. Results-Oriented

We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.

Questions? We’d Love To Get In Touch

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How Capital Fund I Works: the Easy 3-Step Loan Process

At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.

Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)

Submit Loan

Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day. Use the same software as the at no-cost.

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After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.

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Just 1-2-3 and You’ll Have the Funding You Need.

As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.

How Are We Able To Do This?

Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1

Meet The Team

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Here’s What Our Clients Are Saying About Us

  • Capital Fund 1 financing is so quick and easy. If you have a property under contract and your percentage of the funds needed, the rest is fundamental. Literally couldn't have been any easier. Best rate I've been able to find with hard money lenders too.

    thumb clif mason
    June 27, 2021

    Amazing, great work quick to close on asset based loans, always looking forward to working with Cap Fund 1!

    thumb Ron Breitenbach
    October 6, 2019

    Capital Fund I is my go to private money lender in AZ. They are reliable, friendly and very easy to work with. My loans are always funded on time and questions always answered in a timely manner. I highly recommend them for your funding.

    thumb Michael LaFata
    August 24, 2016
  • Capital Fund I has shown that they truly take care of their borrowers by providing upstanding diligence and professionalism when handling each aspect of the loan process. They openly communicate and are a pleasure to work with.

    thumb Hector Jimenez
    January 5, 2017

    It was a smooth first transaction of mine. Jakob was communitive and resourceful. I will definitely be using them again.

    thumb Eny Kraushar
    October 22, 2019

    5 STAR COMPNAY. THEY ARE A GREAT LENDER TO WORK WITH. FAST, EASY AND SAME DAY APPROVAL IN MOST CASES. MY BUSINESS RUNS SO MUCH SMOOTHER & BETTER EVER SINE WE ARE USING CAPITAL FUND 1 THAN EVER BEFORE.

    thumb David Kaheh
    May 27, 2021
  • Very knowledgeable staff…very prompt..quick response to queries. Made the process smooth!

    thumb Raga dfw llc
    August 27, 2021

    Great experience so far with Capital I Fund - a colleague recommended them. I was funded in just a few days - would definitely refer them to other real estate investors - Roger N

    thumb Plan IT Virtual LLC
    June 14, 2019

    Everyone involved with my transaction was spot on. They were informative, timely with responses and docs and friendly. All did a great job for me. Thank you.

    thumb Kelly Holmes
    September 6, 2021
Long term post 2.16 (7)

CF1: Lock in Historically Low Rates for the Long Term

Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.

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