(480) 889-6100 BK-0917799  |  NMLS# 396288

Land and Lot Loans

Arizona Private Money Lender for Land Loans & Lot Loans

You’ve found land or a lot that can be the perfect location to build a spec home, a semi-custom home, a subdivision, or a commercial development. Whatever your ideas are, it’s poised to be a great investment. Maybe you’re willing to make the big move and buy it but your bank account balance just doesn’t play its part; Capital Fund 1’s land and lot loan is the best solution for you. Our land and lot financing is an affordable and easy way to buy a lot or land ideal for construction of a residential or commercial property.

Land and lot loans can also be referred to as raw land loans, land purchase loans, and vacant land loans. Getting a piece of land that you can buy and hold while obtaining permits and plans approved has never been easier and affordable than when you are getting the help of Capital Fund 1.

We are an experienced hard money lender for land and lot loans serving the Phoenix area, including, Chandler, Scottsdale, Glendale, Mesa, Peoria, and Northern Arizona, as well as Tucson. Being a private money lender, we can finance deals in the quickest way possible, and our customers are always content with the simple private money loans process. Our loan will help cater for:

  • Raw Undeveloped Land
  • Land Banking
  • Plotted and Engineered Lots
  • Commercial Units
  • Improved Lots

With our lot loans, you have the flexibility to purchase a piece of land and build in the future when the right time comes. Whenever you are set to build an investment property on that piece of land, we will provide an all-in-one construction loan. With a fixed term and competitive rates, you’re able to build out the project with financing provided for both the horizontal improvements as well as the vertical construction to complete the project. This is a great way to help keep your finances organized while you wait to get the full construction amount.

Our Lot and Land Loan Features

  • Borrow up to 70% Loan to Purchase Price
  • Easy application process
  • Loan fee ranging from 1-3 points
  • 6-24 Month Term with provisions for extension
  • We can fund start to finish in as little as 48 hours
  • We don’t typically include prepayment penalties

With our extensive experience dealing with real estate investing, you can rest assured that we will be a great resource.

Please keep in mind the following factors about Capital Fund 1 as a company:

  • We are an asset based lender
  • We don’t check credit
  • We don’t ask for personal tax returns
  • We can fund start to finish in 24 hours
  • No prepayment penalties

Capital Fund has an extensive knowledge about real estate investing and needs to be used as a resource that you or your clients use.

Apply today or for more information on our Land and Lot loans program, please fill out the form on the right, or contact us today at 480-889-6100.

Contact Us

Find Us

  • 14555 N Scottsdale Rd #200
    Scottsdale, AZ 85254
  • Phone: 480.889.6100
  • Fax: 480.361.8628
  • Hours: Mon-Fri 8am-5pm

Latest Posts

  • Rising Rents in Phoenix
    Rising Rent Prices in the Phoenix Metro Area
    While still one of the more affordable options in the nation, the Phoenix Metro Area’s rents continue to rise.  See which areas in the valley are seeing some of the greatest increases in rent year over year and what is causing this rapid growth in rents to...
    Read more
  • How The Internet has Changed the Real Estate Market
    How The Internet has Changed the Real Estate Market
    Being a real estate investor has never been easier for many reasons.  The internet has been a large part in the development of the real estate industry and has reshaped it significantly over the years.  So in what way has the internet reshaped the real estate market and why?...
    Read more