When investing in rental properties or when creating a rental portfolio, a standard hard money loan might not always do the trick for you. That is where a soft hard money loan comes in handy.

Unlike any of our other products the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. This loan program offers real estate investors a chance to truly grow and let their investment appreciate, or for those wanting to group their VRBO or Airbnb vacation rental properties into one organized place.

Differences with our long-term rental program compared to our other loan products is that we do require a credit check that helps determine the interest rate, and a prepayment penalty is required on some loan terms.

Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, we can fund between $100,000-$3,000,000 on all residential properties.

This product is available for residential properties only (single family, duplexes to fourplexes, and condos). Loans are fully amortized, and loans are available in all markets that Capital Fund 1 is open in (Arizona, Colorado, Oregon and Texas).

Want to learn more, give us a call or submit a request below to get in touch with one of our loan officers today.