Georgia Hard Money Loans

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Private Hard Money Lender in Georgia

Capital Fund 1 is the premier hard money lender in Georgia that investors can turn to for top-tier financing that is flexible and responsive to your needs. We specialize in providing fast Georgia hard money loans and private money loans across the Peach State, and are dedicated to exceeding your expectations at every stage of the lending process.

Catering to real estate investors at every level, we offer tailored solutions to help you achieve your investment goals. Whether you’re flipping houses in Atlanta or developing commercial properties in Augusta, our team is committed to supporting your endeavors with quick, reliable financing.

As a leading private money lender in Georgia, the team at Capital Fund 1 understands the unique challenges and opportunities within the state’s diverse real estate market. Our private lending services are designed to offer you the financial flexibility and speed you need to navigate the market effectively.

How Does a Hard Money Loan Differ from a Traditional Loan?

When you apply for a traditional loan, most banks and lenders scrutinize your debt-to-income ratio, credit score, and employment stability to ensure your ability to pay back their loan in full. Hard money is more often based on the value of the collateral you use to secure the loan. Therefore, your cash flow is less important because the collateral can be sold to recuperate the losses of the lender. Hard money loans tend to be short term loans, in part due to higher interest rates than traditional loans. However, this should not be a surprise when you search for higher risk loans that require less paperwork and have more flexible terms.

How Does Our Georgia Loan Process Work?

Capital Fund 1 streamlines the hard money lending process in Georgia, ensuring you get the funding you need swiftly and efficiently. Our process is broken down into three straightforward steps:

SUBMIT A SIGNED PURCHASE CONTRACT

UNDERWRITE
LOAN

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LOAN
FUNDED

Experience the ease and speed of working with Capital Fund 1, a lender dedicated to supporting your real estate investment goals in Georgia.

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Apply for Georgia Hard Money Loans from Capital Fund 1

For fast funding on your next project, Capital Fund 1 wants to work with you. With impressive client satisfaction, more than a century of combined experience, and a commitment to long term business relationships, we want to help you and your business grow. If you are a real estate investor, Capital Fund 1 is an excellent choice for you. Contact us today to find out more from a private money loan expert and apply for a hard money loan.

When To Use It

There are a number of scenarios where private money loans can be incredibly useful. Investment properties, of the “fix and flip” or “buy and hold” varieties, are two good examples:

FIX AND FLIP SCENARIOS


  • Leverage your deal
  • Acquisition of a trustee or wholesale property
  • Use financing towards renovations

BUY AND HOLD SCENARIOS


  • Acquisition of a new residential income property
  • Pull cash out to purchase another income property or to update your current one

A bridge loan is another example, where a person is able to get a bank loan after a private money loan, and then use that to pay off the private loan. There are other examples, of course, and we’re happy to discuss them and how best to make use of them.

We Provide Hard Money Loans to Real Estate Investors Across Georgia

Capital Fund 1 extends its services across Georgia, catering to key cities and regions with our specialized loan offerings.

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Our Georgia Hard Money Loan Programs for Investment Properties

Capital Fund 1 offers a wide array of Georgia hard money loans, each designed to meet the varying needs of real estate investors:

Fix and Flip

(ATLANTA, GA)

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Buy and Hold

(ATLANTA, GA)

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Commercial Bridge

(ATLANTA, GA)

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Construction / Development

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Remodel – Addition

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Lot and Land

(ATLANTA, GA)

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Foreclosure Auction

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Multi-Family

(ATLANTA, GA)

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Cash-Out Refinance

(ATLANTA, GA)

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Refi

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Long-Term Rentals

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For more information on our loan programs, contact us online or call
today at 678-470-3415.

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