New Loan Program

INTRODUCING OUR:

HIGH ROLLER LOAN PROGRAM

Private lending is a competitive marketplace. So we’re raising the bar for the entire industry. Experienced real estate investors have access to our lowest rates, competitive fees, and lightning-fast, 24 hour funding. 

Qualifications

Qualifying for our high roller program is simple

  • 5+ Past Projects
  • NO FICO Score
  • NO Appraisals
  • NO Financials

Rates & Fees

Higher Leverage + Low Rates. Its just that Simple

  • Rates as low as 8.49%*
  • Up to 90% of purchase Price
  • Loan Fees: $999 - 1pt
  • Loans from $50,000-$1,500,000
  • Doc Fee $0-499

Loan Terms

Loans Designed for the Real Estate Investor

  • 6 to 24 months
  • Asset-based loans
  • 24 Hour Funding
  • NO prepayment penalties

Centered Around You

Why Should I Trust Capital Fund 1?

15,000 Deals Analyzed

Since opening our doors in 2009, our asset management team has analyzed over 15,000 deals across 3 states.

$2 Billion Funded

This past summer, we celebrated funding $2B in loans. With an avg. loan amount of $350k, this represents thousands of projects.

5,000 Individual Borrowers

Our success is only because thousands of people have trusted us to facilitate the success of their real estate business.

Proprietary Software

Our leadership team has invested a vast amount of resources in our Investor Toolbox. A no-cost tool available to all real estate investors

FAQ

Need Clarification?

 

What is Hard Money

Hard money is an asset-based loan offered on real estate investment properties. Unlike a traditional loan, our underwriters solely consider the value of the property vs a borrower’s credit rating.

How can CF1 fund real estate investment loans in 24hrs?

Because our underwriting process does not involve a credit check, borrower financials, or appraisal, we are able to move relatively quickly as opposed to a traditional or soft money lender. We also always have capital ready and rarely have to raise funds from investors to fund a loan. Often, smaller funds wait on fund transfers from investors before they can fund a deal.

What are your rates and fees?

To keep competitive with the market, our rates and fees are constantly changing and are subject to market conditions. As of February 2022, rates are as low as 7.99%* and fees are as low as a half a point.

Where is Capital Fund 1 lending?

Capital Fund 1 is lending in Arizona, Colorado, and throughout Texas. We are always searching for ways to expand opportunities for our investors and borrowers to take advantage of growing markets.

*8.49% rate for AZ loans only. APR of 9.06% assuming a $350K loan amount, $999 doc fee, & 12 month loan term. 
**AZ loans only
  • 5 star review  The team here is simply amazing. They are caring, kind and knowledgeable. They don't play games and that is an important attribute when you're dealing with important stuff. Trust in them. 5 STARS, all day.

    thumb Kurtis Barton
    February 14, 2019

    5 star review  I did not know i was able to refi while i was in the middle of rehab. the fees were low, but i should have used my own title company, that was not a good idea having them chose for me. not happy with the communication on that end at all. I did have contact with my processor and that was important. thank you for your help. I would like to see how a purchase money loan will work for me on my next flip.

    thumb Eva Williams
    September 27, 2019

    5 star review  These guys are great for you real estate funding. They are quick and able to fund you in as little as 24-48 hours. I highly recommend them as that I have already used them. I had to close in one week and they were a tremendous help. They were able to get me funded so that I could close on my house without loss. These guys are great.

    thumb Chris Podkowa
    September 13, 2019
  • 5 star review  It was a smooth first transaction of mine. Jakob was communitive and resourceful. I will definitely be using them again.

    thumb Eny Kraushar
    October 22, 2019

    5 star review  Capital Fund 1 financing is so quick and easy. If you have a property under contract and your percentage of the funds needed, the rest is fundamental. Literally couldn't have been any easier. Best rate I've been able to find with hard money lenders too.

    thumb clif mason
    June 27, 2021

    5 star review  Kolby was fast to repond and help us with all of our needs, totally recommend them and will be working with them in the near future.

    thumb Rosio moreno
    September 13, 2021
  • 5 star review  Everyone involved with my transaction was spot on. They were informative, timely with responses and docs and friendly. All did a great job for me. Thank you.

    thumb Kelly Holmes
    September 6, 2021

    5 star review  Just Amazing from beginning to end! We are in the business of doing fix & flips and Capital Fund 1 is our go to lender. It's always an easy and smooth transaction no hidden fees or prepayment penalties. We are always pleased with the speed of service. We will continue to do business with Capital Fund 1 for all our deals. Keep up the GREAT Work!

    thumb Alma Fraijo
    April 22, 2019

    5 star review  Capital Fund I is my go to private money lender in AZ. They are reliable, friendly and very easy to work with. My loans are always funded on time and questions always answered in a timely manner. I highly recommend them for your funding.

    thumb Michael LaFata
    August 24, 2016