New Loan Program

INTRODUCING OUR:

HIGH ROLLER LOAN PROGRAM

Private lending is a competitive marketplace. So we’re raising the bar for the entire industry. Experienced real estate investors have access to our lowest rates, competitive fees, and lightning-fast, 24 hour funding. 

Qualifications

Qualifying for our high roller program is simple

  • 5+ Past Projects
  • NO FICO Score
  • NO Appraisals
  • NO Financials

Rates & Fees

Higher Leverage + Low Rates. Its just that Simple

  • Rates as low as 10.49%*
  • Up to 90% of purchase Price
  • Loan Fees: $999 - 1pt
  • Loans from $50,000-$1,500,000
  • Doc Fee $0-499

Loan Terms

Loans Designed for the Real Estate Investor

  • 6 to 24 months
  • Asset-based loans
  • 24 Hour Funding
  • NO prepayment penalties

Centered Around You

Why Should I Trust Capital Fund 1?

15,000 Deals Analyzed

Since opening our doors in 2009, our asset management team has analyzed over 15,000 deals across 3 states.

$2 Billion Funded

This past summer, we celebrated funding $2B in loans. With an avg. loan amount of $350k, this represents thousands of projects.

5,000 Individual Borrowers

Our success is only because thousands of people have trusted us to facilitate the success of their real estate business.

Proprietary Software

Our leadership team has invested a vast amount of resources in our Investor Toolbox. A no-cost tool available to all real estate investors

FAQ

Need Clarification?

 

What is Hard Money

Hard money is an asset-based loan offered on real estate investment properties. Unlike a traditional loan, our underwriters solely consider the value of the property vs a borrower’s credit rating.

How can CF1 fund real estate investment loans in 24hrs?

Because our underwriting process does not involve a credit check, borrower financials, or appraisal, we are able to move relatively quickly as opposed to a traditional or soft money lender. We also always have capital ready and rarely have to raise funds from investors to fund a loan. Often, smaller funds wait on fund transfers from investors before they can fund a deal.

What are your rates and fees?

To keep competitive with the market, our rates and fees are constantly changing and are subject to market conditions.

Where is Capital Fund 1 lending?

Capital Fund 1 is lending in Arizona, Colorado, and throughout Texas. We are always searching for ways to expand opportunities for our investors and borrowers to take advantage of growing markets.

  • I have been with Cap Fund 1 on several occasions and projects since 2016. Most recently, Kevin was right spot on with contacting me as one loan was paid off to see if I had another project to fund. I submitted a refinance and was approved in a very short time line. We closed and recorded without any glitches. Kevin and all the others involved were very helpful and really saved me in an extremely tight situation. I WILL be back as opportunities present and in the meantime I refer Capital Fund1 quite frequently.

    Nancy Bewley Avatar Nancy Bewley
    January 20, 2019

    Just Amazing from beginning to end! We are in the business of doing fix & flips and Capital Fund 1 is our go to lender. It's always an easy and smooth transaction no hidden fees or prepayment penalties. We are always pleased with the speed of service. We will continue to do business with Capital Fund 1 for all our deals. Keep up the GREAT Work!

    Alma Fraijo Avatar Alma Fraijo
    April 22, 2019

    Very prompt and professional service. The price was good and the process was seamless. Will be my number 1 choice on all deals.

    Todd Fruend Avatar Todd Fruend
    June 27, 2021
  • Very knowledgeable staff…very prompt..quick response to queries. Made the process smooth!

    Raga dfw llc Avatar Raga dfw llc
    August 27, 2021

    This is the best lender for investment properties. Excellent communication, no hidden fees, and most importantly, very fast turnaround! I was able to close my deals in less than 10 days with funding from Capital Fund 1.

    ANNAM726 Avatar ANNAM726
    March 4, 2019

    Love working with CF1. Great communication, efficient and prompt responses. Have worked with CF1 on several fix-n-flips as well as stating to work with them on buy-n-holds this year and have never had any issues with them (have always closed on time :). Will continue looking for opportunities to work together. Kudos on the excellent service team! I appreciate you guys. - Julian LUXTIGE HOMES

    Julian Lopez Avatar Julian Lopez
    February 11, 2019
  • Capital Fund 1 should every single real estate invostor's partner. I have done several fix and flip deals with Kevin at this awesome company and it's very friendly personnel. Couldn't be more satisfied. Their terms are way better than other competitors and their closing process is super prompt which is within one week to 10 days from start to closing. Just when I thought that their service is at it's best they have exceeded my expectations and actually came to my rescue at the last deal just a week ago. In January I was I'll advised with comps from a realtor about a property in Surprise and the realtor suggested a sale price that was way above the market. I didn't have any buyers for 2 plus months and I was hurting financially because another hard money lender was financing that property at very high rate. I leased the property and tried to put a conventional refinance loan but after over 400 pages of loan documents and unrealistic demands like showing funds for 12 months in advance and other grueling requirements the middle of June 2019 came and still didn't have confirmation to close. I grew frustrated and picked the phone talked to Kevin at Capital Fund 1 and told him the situation. He got with his underwriters and then within 5 minutes he gave me great long terms for a lease over 3 years which I immediately accepted. They were able to close the new loan in only four amazing short days. Thanks Kevin and Capital Fund 1 you have made me a partner for life and so should every investor. George Tohme

    George Tohme Avatar George Tohme
    June 28, 2019

    Kevin from capital fund 1 was easy to work with and guided so patiently through my first hard money loan. He was easy to reach and very knowledgable. Glad that I found these guys, without them this deal wouldn't have worked! They also were the best rates I could find after getting in touch with several other lenders in the phoenix area.

    Nick Heffernan Avatar Nick Heffernan
    February 21, 2019

    Capital Fund 1 has always been great to work with. I've been working with them on deal for about a year and a half and it's always been a quick and easy process. Much better than many of their competitors - they don't require appraisals nor charge a bunch of exorbitant fees. I have worked with them in a broker capacity as well as have sent them deals of my own. Always easy to reach people on their team and always a pleasure to work with.

    Phil Harmonic Avatar Phil Harmonic
    May 27, 2021