Texas Bridge Loan Lender For Commercial Real Estate

What Is a Bridge Loan & How Does It Work?

A bridge loan is a short-term financing option designed to provide immediate capital for real estate investors and business owners. These loans serve as temporary funding solutions while long-term financing is secured. Here’s what you need to know:

Understanding Short-Term Commercial Financing

Short-term real estate loans in Texas are ideal for investors who need quick access to capital without the lengthy approval processes of traditional lenders. Bridge loans allow borrowers to close deals fast, complete renovations, and enhance property value before transitioning to permanent financing.

How Bridge Loans Work for Commercial Real Estate

Bridge loans are structured around the value of the investment property rather than the borrower’s credit score or financial history. Funds are typically provided for six months to three years, giving investors the flexibility to execute their real estate strategies effectively.

Why Choose a Bridge Loan for Commercial Real Estate in Texas?

Investors and business owners in Texas benefit from bridge loans when they need:

Quick funding for property acquisition
Short-term capital for renovations and improvements
Temporary financing while waiting for long-term loan approval

Bridge the Gap in Your Real Estate Financing

A bridge loan acts as a financial bridge, allowing real estate investors to move quickly on profitable opportunities without being held back by lengthy underwriting or credit requirements.

Secure a Texas Bridge Loan from a Trusted Local Asset-Based Lender

At Capital Fund 1, we specialize in hard money bridge loans Texas investors rely on. Our direct lending approach means faster approvals and more flexibility than conventional banks.

Types of Commercial Bridge Loans in Texas For Investment Properties

Investors can access a variety of commercial real estate bridge loans, including:

• Multifamily & Apartment Bridge Loans – Apartment/multifamily bridge loans are ideal for acquiring or rehabbing multifamily properties before refinancing.
• Office & Retail Property Bridge Financing – Retail and office property bridge loans provide short-term funding for purchasing, repositioning, or stabilizing commercial spaces.
• Industrial & Warehouse Bridge Loans – Industrial bridge loans are a great fit for industrial acquisitions, expansion, and development.
• Hospitality & Hotel Bridge Loans – Hospitality bridge loans offer flexible financing for hotel and short-term rental property investments.

How to Qualify for a Commercial Bridge Loan in Texas with Capital Fund 1

Qualifying for a commercial bridge loan with Capital Fund 1 is straightforward, thanks to our asset-based lending approach. Unlike traditional banks, we focus on the value and potential of the property rather than the borrower’s credit history or financial background. Investors can secure funding based on property equity, cash flow potential, and investment strategy.

By eliminating unnecessary hurdles, we ensure a quick and efficient approval process, making it easier for real estate professionals to access the capital they need to close deals, renovate properties, or secure long-term financing options.

No Credit Score & Financial Requirements

Unlike traditional loans, our bridge loan approval process focuses on property value and potential returns rather than personal financial history.

Loan-to-Value (LTV) Ratios & Down Payment Expectations

We offer competitive LTV ratios, typically covering up to 75% of the property’s value. Down payment requirements vary based on the asset and investment strategy.

Debt-Service Coverage Ratio (DSCR) & Property Performance

A strong DSCR ensures your investment can generate enough rental income to cover the loan payment, making it a vital factor in securing bridge financing.

Texas Bridge Loan Interest Rates & Terms

When in need of bridge loan financing, Texas investors turn to Capital Fund 1 for solutions that feature competitive rates, flexible terms, and tailored repayment structures to fit different investment scenarios.

How Capital Fund 1’s Texas Bridge Loan Process Works

• Step 1 – Prequalification & Application: Submit a simple application and provide basic details about your property and investment strategy.
• Step 2 – Property Appraisal & Due Diligence: We assess the property’s value, potential, and market viability to determine loan terms.
• Step 3 – Loan Approval & Funding: Once approved, funds are disbursed quickly, often within days, so you can move forward with your investment.

Why Choose Capital Fund 1 for a Hard Money Bridge Loan in Texas?

• Local Market Expertise – We understand Texas’s unique real estate landscape.
• Fast, Flexible Financing – We prioritize speed and adaptability to meet investor needs.
• Proven Track Record – Thousands of successful commercial real estate investors trust Capital Fund 1.