Commercial bridge loans in the U.S. are a unique short-term funding solution that allows businesses to act when execution is critical and time is of the essence. Capital Fund 1 is a trusted commercial bridge loan lender for when you need to purchase an empty, rehabilitation property, refinance due to maturity, or take advantage of repositioning to stabilization opportunities. Contact us today!
Commercial Bridge Loan Lender
APPLY NOWPrivate Money Lender for Commercial Bridge Loans
The commercial bridge loan program from Capital Fund 1 is often used to “bridge the gap” when permanent financing is needed to purchase commercial real estate that is not yet available.
The primary reasons a borrower might want to consider a bridge loan include:
- Incomplete ownership or project team in place
- The property has unsatisfactory occupancy rates
- The borrower can’t wait for permanent financing
- The borrower needs to improve their credit profile
It could be that you want to purchase an auctioned property with a limited timeframe. The commercial bridge loan from Capital Fund 1 serves as an alternative to taking out a regular mortgage and is a fast and reliable source of funding.
Besides securing the purchase, you may need to improve the commercial property, and our bridge loan can also help you with that as you seek to establish a solid operating history. As a result, you may be able to improve your standing for more conventional long-term financing. Capital Fund 1 delivers the financing you need to achieve your goals, close quickly, and maximize your return-on-investment.
What is a Commercial Bridge Loan?
Exactly what is a bridge loan, and what does it have to offer you, as an investor?
A commercial bridge loan is a short-term financing solution designed to help real estate investors and property owners move quickly on new opportunities. These loans provide immediate capital to acquire, renovate, or reposition commercial properties before securing long-term financing.
Understanding Short-Term Commercial Financing
Unlike traditional loans, which can take weeks or months to close, bridge loans offer a faster, more streamlined path to funding. These loans typically last from 6 to 36 months, giving borrowers flexibility without locking them into long-term commitments.
How Bridge Loans Work for Commercial Real Estate
Bridge loans are asset-based loans, meaning the focus is on the property’s current and future value. Investors can use the funds to close a purchase, make renovations, or improve occupancy. After increasing the property’s value or stabilizing income, borrowers often refinance into long-term loans.
When to Use a Commercial Bridge Loan
Use a commercial bridge loan when traditional financing isn’t fast enough or doesn’t fit your timeline. These loans are perfect for property acquisitions, fix-and-flip projects, and any situation where you need quick capital to bridge the gap until permanent financing becomes available.
Bridge The Gap in Your Financing
Seeking a bridge loan from a traditional lender such as SBA and bank will only subject you to a lengthy application and approval process, and this can mean lost opportunity. So, when you need immediate financial support to keep your business operating smoothly, what do you do? Turn to Capital Fund I, protect your cash flow, and avoid the financial strain incurred from the delays. As a direct business lender, we can expedite the bridge loan approval process and close in as little as three to five business days. This allows you to move on time and keep your projects progressing.
We apply our expertise and knowledge in designing solutions that prioritize long-term goals while ensuring that current investment needs are met. You’ll get one-on-one personalized service from a dedicated Loan Specialist with expertise in your industry. You may find it complex to navigate the commercial bridge loan terms and rates, but do not worry; our specialists will handle it expertly for you. One of our objectives is to ensure that our clients are able to access a seamless loan process and a low cost of financing.
Benefits of a Commercial Bridge Loan
Commercial bridge loans offer strategic advantages for real estate investors and developers needing quick access to capital. By providing short-term, property-focused financing, they unlock opportunities that might otherwise be missed due to delays in traditional lending.
FAST APPROVAL & FUNDING
Bridge loans are known for rapid approvals and funding timelines. Many deals close in a matter of days, not weeks, helping borrowers seize high-potential investments before the competition.
SHORT-TERM FLEXIBILITY BEFORE PERMANENT FINANCING
These loans serve as a financial stepping stone. Whether you’re waiting for a long-term loan to close or looking to enhance the property’s value first, bridge loans give you the flexibility to execute your strategy without delay.
IDEAL FOR PROPERTY RENOVATIONS & VALUE-ADD INVESTMENTS
Need capital to transform an underperforming property? Bridge loans allow you to fund renovations, increase cash flow, and boost property value. Once stabilized, you can refinance into a lower-rate, long-term loan with stronger equity.
Get Quick Cash With Flexible Hard Money Financing – Apply Today!
Ready to propel your real estate investments to new heights? Apply today and access the quick, flexible financing only Capital Fund 1 can provide. Let us fuel your next real estate venture with our comprehensive hard money loan programs.
Advantages of Working with a Local Asset-Based Lender for Secure, Fast, Short-Term Financing
Choosing a local, asset-based commercial bridge lender like Capital Fund 1 gives you a partner who understands your market and investment goals. We make decisions in-house, prioritize transparency, and focus on the property’s potential, not the borrower’s credit score. This direct lending model allows us to close loans faster, structure terms that support your project, and build long-term relationships with real estate professionals across the country.
Types of Commercial Bridge Loans For Investment Properties
Hard money bridge loans can be used across a wide range of commercial property types:
Bridge Loans for Multifamily Properties
These loans are ideal for investors acquiring or rehabbing apartment complexes. Whether stabilizing rents or repositioning the asset, multifamily bridge loans support value-add strategies.
Office & Retail Bridge Loans
Use bridge financing to purchase, renovate, or re-lease office buildings and retail spaces. These loans help bridge the gap between acquisition and long-term tenant stabilization.
Industrial & Warehouse Bridge Financing
For logistics, manufacturing, and storage facilities, bridge loans provide essential capital to upgrade space, improve infrastructure, or prepare for tenant occupancy.
Hospitality & Hotel Bridge Loans
Hospitality assets often require funding for renovation or repositioning. Bridge loans offer hotel owners the flexibility to adapt to market changes and improve performance before seeking traditional financing.
We operate in various states across the U.S. Contact us to learn more about our hard money loan programs!
When others say no, we say YES!
How to Qualify for a Commercial Bridge Loan with Capital Fund 1
Qualifying for a bridge loan through Capital Fund 1 is straightforward and fast. We focus on the value of your asset and your investment plan, not your financial history. Here’s what we look for:
No Credit Score & Financial Requirements
We do not require a credit score or personal financials to approve your loan. Our lending decisions are based on the property and its potential, which opens the door to more investors and projects.
Loan-to-Value (LTV) Ratios & Down Payment Expectations
Our LTV guidelines are designed to give you maximum leverage while managing risk. We typically offer up to 75% LTV, depending on the asset type and investment strategy. Down payments are evaluated based on property value and deal structure.
CF1’s Commercial Bridge Loan Process – How It Works
Our process is designed for speed, clarity, and confidence. From prequalification to funding, we keep things simple and transparent.
STEP 1 – PREQUALIFICATION & APPLICATION
Start with a brief online application. Share basic property information, your investment plan, and supporting documents. We’ll quickly review and outline next steps.
STEP 2 – PROPERTY APPRAISAL & DUE DILIGENCE
Our team evaluates the property’s value and potential. In many cases, we don’t require a third-party appraisal, helping speed up approvals.
STEP 3 – LOAN APPROVAL & FUNDING
Once approved, we work with your title, escrow, and insurance providers to finalize closing. Funding can happen in as little as 24 to 48 hours after all documents are in place.
Why Choose Capital Fund 1 for a Hard Money Bridge Loan?
Capital Fund 1 brings over a decade of real estate lending expertise to every transaction. As a trusted commercial bridge loan lender, we’ve funded thousands of projects across the country. Our direct lending model ensures fast turnarounds, personalized service, and flexible loan structures. Whether you’re a first-time investor or seasoned developer, we help you execute on your timeline and build wealth through smart commercial investments.
Apply for Fast Commercial Bridge Loan Financing Today!
Ready to move forward with a deal? Capital Fund 1 makes it easy to access the capital you need when you need it. Our commercial bridge loans are designed to support your goals, not stand in your way.
Contact Our Commercial Lending Experts
Have questions or need advice? Our experienced loan team is here to walk you through the process, answer your questions, and structure the best solution for your project.
Explore Your Short-Term Financing Options
From acquisition to renovation, we offer flexible short-term funding tailored to your strategy. Discover how Capital Fund 1 can help you close deals faster, improve ROI, and expand your real estate portfolio.
Contact Experts at Capital Fund 1 for Flexible Real Estate Investment Financing
Whether you’re tackling a complex commercial deal or seizing a fast-moving opportunity, Capital Fund 1 has the experience, speed, and flexibility you need. Reach out today for more information on current commercial bridge loan rates, your loan options, and more – let’s talk about your next project.
- We are an asset based lender
- We don’t check credit
- We don’t ask for personal tax returns
- We can fund start to finish in 24 hours
- No prepayment penalties
Capital Fund 1 has an extensive knowledge about real estate investing and needs to be used as a resource that you or your clients use.
FAQs About Commercial Bridge Loans
How fast can I get approved for a commercial bridge loan?
Approval can happen within 24 hours, and funding often follows within 1–3 business days, depending on documentation.
What are the risks of using a commercial bridge loan?
Bridge loans are short-term by nature, with higher interest rates than traditional loans. A clear exit strategy is essential to avoid cash flow issues.
What is the typical loan term for a bridge loan?
Most bridge loans have terms of 6 to 36 months, depending on the project scope and strategy.
Do I need perfect credit to qualify for a bridge loan?
No. As an asset-based commercial bridge lender, Capital Fund 1 doesn’t rely on credit scores or borrower financials to approve loans.
Can I use a bridge loan for a new property purchase?
Yes. Bridge loans are commonly used to finance new acquisitions, especially when timing is critical or permanent financing isn’t yet in place.
If you are interested in receiving more information in regards to our commercial bridge loan program please fill out the information on the right or call (866) 999-0398 today
AREAS WE SERVE
Capital Fund 1 is a premier private lender providing hard money loans to real estate investors in several states across the U.S. If you have any questions, contact us today and we’ll be happy to go into further detail with you about any of our loan programs.
Contact Us to Learn More Today