The Southwest’s Premier Private Money Lender
Hard Money Loan Products
- 3 Step Guide to Hard Money Lenders
- How CF1 can help boost your flip margins.
- Details on all our Hard Money Products.
Investor Toolbox
- Apply For Hard Money Loans
- Access Pro Comp Tool
- Exclusive rewards and material discounts.
Client Access
- Set-up recurring or one-time payments.
- Reach our dedicated customer care team.
- Request loan payoff.
Learn More Today
Responsive. Reliable. Results-Oriented
We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.
Questions? We’d Love To Get In Touch
How Capital Fund I Works: the Easy 3-Step Loan Process
At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.
Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)
Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day.
After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.
Just 1-2-3 and You’ll Have the Funding You Need.
As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.
How Are We Able To Do This?
Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1
Watch to Learn More about Capital Fund 1
Here’s What Our Clients Are Saying About Us
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I did not know i was able to refi while i was in the middle of rehab. the fees were low, but i should have used my own title company, that was not a good idea having them chose for me. not happy with the communication on that end at all. I did have contact with my processor and that was important. thank you for your help. I would like to see how a purchase money loan will work for me on my next flip.
Eva Williams
September 27, 2019Capital Fund 1 financing is so quick and easy. If you have a property under contract and your percentage of the funds needed, the rest is fundamental. Literally couldn't have been any easier. Best rate I've been able to find with hard money lenders too.
clif mason
June 27, 2021I have been with Cap Fund 1 on several occasions and projects since 2016. Most recently, Kevin was right spot on with contacting me as one loan was paid off to see if I had another project to fund. I submitted a refinance and was approved in a very short time line. We closed and recorded without any glitches. Kevin and all the others involved were very helpful and really saved me in an extremely tight situation. I WILL be back as opportunities present and in the meantime I refer Capital Fund1 quite frequently.
Nancy Bewley
January 20, 2019 -
Capital Fund 1 has always been great to work with. I've been working with them on deal for about a year and a half and it's always been a quick and easy process. Much better than many of their competitors - they don't require appraisals nor charge a bunch of exorbitant fees. I have worked with them in a broker capacity as well as have sent them deals of my own. Always easy to reach people on their team and always a pleasure to work with.
Phil Harmonic
May 27, 2021Working with Capital Fund was a great experience very nice people to work with professional in every aspect, The transaction was easy and quick I am looking forward to work with them on my next project
Al Trufin
August 28, 2019Capital Fund 1 is made up of professionals who take their jobs seriously and are very good at quickly evaluating, making decisions and following through. It has been an absolute pleasure to work with them on our latest acquisition in Scottsdale. We could not be more pleased to develop a relationship with Capital Fund 1 and would absolutely recommend them to other investors in the Phoenix area.
S&E Guina
September 27, 2016 -
This is the best lender for investment properties. Excellent communication, no hidden fees, and most importantly, very fast turnaround! I was able to close my deals in less than 10 days with funding from Capital Fund 1.
ANNAM726
March 4, 2019I've worked with Capital Fund 1 over 6 years their hard money loan process is simple and interest return rates are sensible. They can fund a loan in 2 or 3 days as long as you provided the required info upfront. If your an investor who flips I'm not sure you can do better. That said, the caveat is you need to know what your doing.
MiCar Info
May 10, 2019Capital Fund 1 is the best hard money lender I have ever had the pleasure of working with. They are efficient, timely and through. When I need anything they are right there to help. Being on the Escrow /Title side of things there are some times when I need many things to get the deal closed and they get me whatever I need right away which makes it possible for me to close the files quickly and correctly. Customer service is huge for them and it shows in everything they do. I recommend them all the time to investors that are looking for a great unconventional lender. I hope to work with them for many years to come.
Valinda Evans
January 30, 2019
Take Advantage of Low Long Term Rates
Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.