The Southwest’s Premier Private Lender
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Responsive. Reliable. Results-Oriented
We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.
How Capital Fund I Works: the Easy 3-Step Loan Process
At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.
Just 1-2-3 and You’ll Have the Funding You Need.
As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.
How Are We Able To Do This?
Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1
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Here’s What Our Clients Are Saying About Us
Capital Fund I is my go to private money lender in AZ. They are reliable, friendly and very easy to work with. My loans are always funded on time and questions always answered in a timely manner. I highly recommend them for your funding.
August 24, 2016
Capital Fund 1 has always been great to work with. I've been working with them on deal for about a year and a half and it's always been a quick and easy process. Much better than many of their competitors - they don't require appraisals nor charge a bunch of exorbitant fees. I have worked with them in a broker capacity as well as have sent them deals of my own. Always easy to reach people on their team and always a pleasure to work with.
May 27, 2021
Capital Fund 1 should every single real estate invostor's partner. I have done several fix and flip deals with Kevin at this awesome company and it's very friendly personnel. Couldn't be more satisfied. Their terms are way better than other competitors and their closing process is super prompt which is within one week to 10 days from start to closing. Just when I thought that their service is at it's best they have exceeded my expectations and actually came to my rescue at the last deal just a week ago. In January I was I'll advised with comps from a realtor about a property in Surprise and the realtor suggested a sale price that was way above the market. I didn't have any buyers for 2 plus months and I was hurting financially because another hard money lender was financing that property at very high rate. I leased the property and tried to put a conventional refinance loan but after over 400 pages of loan documents and unrealistic demands like showing funds for 12 months in advance and other grueling requirements the middle of June 2019 came and still didn't have confirmation to close. I grew frustrated and picked the phone talked to Kevin at Capital Fund 1 and told him the situation. He got with his underwriters and then within 5 minutes he gave me great long terms for a lease over 3 years which I immediately accepted. They were able to close the new loan in only four amazing short days. Thanks Kevin and Capital Fund 1 you have made me a partner for life and so should every investor. George Tohme
June 28, 2019
Love working with CF1. Great communication, efficient and prompt responses. Have worked with CF1 on several fix-n-flips as well as stating to work with them on buy-n-holds this year and have never had any issues with them (have always closed on time :). Will continue looking for opportunities to work together. Kudos on the excellent service team! I appreciate you guys. - Julian LUXTIGE HOMES
February 11, 2019
Just Amazing from beginning to end! We are in the business of doing fix & flips and Capital Fund 1 is our go to lender. It's always an easy and smooth transaction no hidden fees or prepayment penalties. We are always pleased with the speed of service. We will continue to do business with Capital Fund 1 for all our deals. Keep up the GREAT Work!
April 22, 2019
Kolby was fast to repond and help us with all of our needs, totally recommend them and will be working with them in the near future.
September 13, 2021
I had a great project idea and needed hard money to get started. I had the good fortune to be referred to Noah Brocius at Capital Fund 1 ! Was a newbie but had an opportunity to describe my project. I was asked to submit my a idea with a flood plan ( s/family to a duplex ) a cost study , a simple loan application , and financial needs such as price, down payment and rent expectations.And within 24 I was approved and closed in 3 days! During the 16 months of the loan life I was treated like a million dollar client ! The whole gang was available for Q&A and always professional! Hope to do it again soon ! Thanks guys. JAS
July 17, 2018
CF1: Lock in Historically Low Rates for the Long Term
Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.